Tobias “Toby” Manmano is an aspiring financial professional dedicated to helping individuals and families secure their financial futures. Since joining Hualālai Financial in June 2024, Toby has been proud to work alongside a talented team, offering personalized solutions while pursuing a Finance and Accounting degree with a minor in Economics at Oregon State University.

 Born and raised in Oʻahu, Toby values the importance of community and giving back. During high school, they explored entrepreneurial ventures like running a photography business and a small dropshipping business. These experiences, combined with a love for learning and problem-solving, inspire Toby to provide thoughtful and practical financial guidance.

When not working or studying, Toby enjoys volunteering in the community, staying active at the gym, and connecting with peers through student organizations. Known for their upbeat personality and genuine care for others, Toby is excited to help clients create a secure and fulfilling future.